Annuities

Being ready for retirement doesn't just mean you've saved enough money. It also means feeling confident because you have the guaranteed income you need.

Here's how annuities can help before and after you retire

Saving for retirement

Deferred annuities can help you save more for retirement and defer taxes.1 They are available in both fixed and variable2 varieties.

Approaching retirement

Deferred income annuities3 can aid you in preparing for retirement. They create a future stream of income while helping protect1 savings from market fluctuations.

Living in retirement

Immediate income annuities can offer peace of mind with a source of guaranteed income that will last as long as you want, or as long as you live.


Compare annuities

Whatever your financial and life goals, we can help with tax-deferred savings1,2 for your retirement, asset protection,?or income generation.

Are annuities right for you?

Annuities can play an important role in your retirement plan. Whether you are trying to increase your retirement savings or you need guaranteed income, there are annuity solutions that you should consider.


Find out more about annuities

Learn about annuities

Annuities come in many varieties, each with their own unique features. It's smart to learn how they work and how they may fit into your retirement saving and income strategies. These articles and videos explain some of the benefits and features of annuities.

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Tax-Efficient Investing brochure (PDF)


See how you can create a plan to help you defer, manage, and reduce taxes.

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Assessing your retirement income plan


These videos explain the challenges involved with generating retirement income and help you develop and evaluate your own income plan.

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Create future retirement income


This Fidelity Viewpoints? article explains how deferred income annuities work and the role they can play in a retirement income plan.

Useful planning tools

Planning for your retirement?

Use the tools in Fidelity's Planning & Guidance Center to show you how annuities may help you save for retirement.


Learn more

Guaranteed Income Estimator

Use this tool to estimate the income you could receive from a fixed income annuity.


Learn more

Get in touch

Contact us to get help and answers.

Open an annuity

800-345-1388

Questions about an
existing annuity?

800-634-9361